Is a bad credit mortgage suitable for someone with unpaid taxes?

As a borrower, you know that your financial situation is unique to you. Regardless of your circumstances, some avenues are available to you, and you shouldn’t let your past deter you from seeking out a mortgage if that is one of your goals. While you may think that bad credit prevents you from attaining a […]

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5 Questions you will be asked when applying for a business loan

So you’ve gotten the plans together and you’re ready to bring your business to the next level. Now what? Applying for a business loan from a reputable lending service is a great way to get the initial funding you need to take those next steps. Although it’s not a universal requirement, most lending services will […]

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4 things you should know about commercial loans

Whether you’re trying to grow a small business or looking into a commercial real estate venture, a commercial loan could be an essential piece of the puzzle. Commercial loans are pretty much any kind of loan that is used to finance a business and help it grow. These loans can be used to finance many […]

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What are business loans and how can you apply for them?

Even if you haven’t taken advantage of a business loan, you are likely familiar with them, at least on some level. But if you are seeking one out, then you’ll probably learn that they are not a one-size-fits-all approach. And while seeking a business loan doesn’t have to be a complicated venture, there are some […]

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What is a construction loan and how does it work?

With a construction loan, you can build the type of house that suits your needs as well as easily manage the amount you are borrowing. Building a new home as opposed to purchasing an existing property might seem like an overwhelming task to take on. But it doesn’t have to be. Most importantly, you don’t […]

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What is a self-managed super fund loan?

If you’ve been spending time in and around the real estate market, chances are you’ve heard of an SMSF, but do you know what it means? Let’s dive into self-managed super funds and how they can obtain special loans. A self-managed super fund, more commonly known as an SMSF, is a type of superannuation fund. […]

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3 things you need before you apply for a self-employed home loan

More than 2.4 million Australians work in the gig economy or run their own single-operator business, a figure that’s on the rise as more individuals turn to remote and contract work. If you’re one of the millions of people working on your own, you may be wondering whether you’ll be able to qualify for a […]

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Are loan to value ratios different for bad credit mortgages?

Maybe you made some financial mistakes a few years back, but have been working on repairing your credit since. While on that path, you may find yourself looking to buy a home, confident you’re on your way up in your career and ready to leap into homeownership. As a potential homebuyer, a mortgage broker can […]

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How much super do I need to buy an investment property?

There’s no legal minimum SMSF balance required to buy an investment property, but best practices recommend around $200,000. While the amount of money needed isn’t set in stone, having a large enough deposit in place covers the initial fees and operating costs that accompany running the SMSF and property. The general rule of thumb suggests […]

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What is a low doc loan?

One of the primary ways a lender establishes whether you’re a good candidate for a loan is through your income. Should you be able to comfortably afford to cover your mortgage payments each month in addition to any other bills and expenses you are responsible for? If so – and if you have a reasonably […]

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