When taking out a self managed super fund (SMSF) loan in order to invest, you will need to create a specific borrowing arrangement. This is known as a limited recourse borrowing arrangement (LRBA). In order to ensure your structure meets LRBA guidelines, you must meet certain guidelines. First, the borrowing must be used to obtain […]
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Many people still don’t understand why SMSF loans have become so popular for investing in real estate. Understanding the benefits will clear this up. Self managed super fund loans have become increasingly popular in Australia, but for those who don’t’ fully understand the process, the question of why remains. After all, what’s the point of […]
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Plenty of Australians know the benefits of self managed super fund loans for residential property investment, but fewer may realise that these advantages carry over to commercial loans, as well. Unlike home loans, which are generally taken out by a single person or couple, commercial loans are typically taken out by businesses that are looking […]
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Data from theDigital Finance Analytics (DFA) Household Survey has shed some light onAustralians’ feelings regarding property investment in self managed super funds(SMSFs). According toDFA, the survey showed that approximately 3 per cent of households were holdingresidential property in an SMSF, while another 3 per cent were activelyconsidering it. Of thisnumber, 28 per cent were attracted […]
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According toa December 11 report from The Age, Australian banks are looking toward gettinga share of the self managed super fund (SMSF) loan market. Looking atdata from the Australian Taxation Office (ATO), it’s easy to see why. “TheSMSF sector remained the largest sector of the Australian super industry, with99 per cent of the number of […]
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Self managed super fund loans can have many benefits, as well as be a great way to obtain much-needed funds for a retirement investment. However, as with any type of loan, it’s important to understand all the ins and outs. The easiest and most effective way to accomplish this is to get advice from qualified […]
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Making financial assistance available to members of a self managed super fund (SMSF) was the number one most common compliance mistake for SMSF loans during 2012, according to the Australian Taxation Office’s (ATO) recently released report on the top 10 SMSF mistakes. This type of activity accounted for 20.9 per cent of contraventions reported to […]
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However, simply jumping on the bandwagon is never a good idea when it comes to something as important as financial investment for the future. Pros of SMSF loans One of the primary benefits of buying property with an SMSF loan is preferential tax treatment. If you purchase a property […]
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The Reserve Bank of Australia (RBA) announced yesterday (November 5) that the cash rate will remain at 2.5 per cent, unchanged from the last rate cut. RBA Governor Glenn Stevens released a statement which detailed a stabilising global economy, a decrease in financial market volatility, current low interest rates and available funding for creditworthy borrowers. […]
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Are you prepared for retirement? Have you got an investment plan in place to provide for your golden years? If you haven’t sorted out an investment strategy to complement your retirement plan, then you might want to look into buying a rental property with self managed super funds loans. Investing in property with SMSF loans […]
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