It’s never too early for young Australians to begin thinking about saving for retirement. In fact, the earlier you start, the better. Investing more now means you’ll have a more comfortable retirement – and the younger you start, the more time you’ll have for your investment dollars to accrue interest. One of the most popular […]
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Self-managed super funds (SMSFs) continue to increase in popularity as a retirement option, with Australian Taxation Office (ATO) figures showing they currently comprise 99.5 per cent of the country’s super funds. The ATO data also revealed that the number of SMSFs climbed 27 per cent over the five-year period to 2014-15. As such, there are […]
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Many people save their whole lives for retirement, only to find that when the time comes, they don’t have sufficient funds to live the way they’d always dreamed of. No longer can you sail around the world for the rest of your days with a superannuation fund of $100,000 – the figure for a comfortable […]
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A self-managed super fund (SMSF) could be the best way for you to grow your retirement nest-egg. Negative gearing will allow you to purchase property that has more value than your SMSF loan may be worth, so making gains on your portfolio is simple. What’s more, using income from the properties in your portfolio can […]
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Self-managed super funds are great because they can attract tax breaks. Here we break them down and explain how they work. Self-managed super funds (SMSFs) are enjoying a period of growing popularity, with the total number of SMSF members breaking through the million mark early in 2014. The number of SMSFs has increased from around […]
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Self-managed super funds (SMSFs) are notoriously surrounded in legal terminology, which, unfortunately, is rather important to understand to make sure you don’t do anything illegal. Here at Redrock, we’re pretty good at understanding it and how to get SMSF loans, so we’ve decided to help you out. Trustee Your fund can have either individual or […]
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So you’ve decided to look after your future and gotten yourself a self-managed super fund (SMSF). You’ve even taken the step of investing in a property, probably with an SMSF loan. But have you considered what will happen to it if after you’re gone? Corporate trustees Each time an individual trustee joins or leaves your […]
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It’s no secret that Australians are fond of home ownership and all the benefits that come with it. Property investment in particular is leading from the front in terms of saving and retirement strategies. You’ve just got to take one look at housing finance figures to see just how strong the taste is for real […]
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Residential investment is an attractive option for Australians of all walks of life. Whether you’re looking to get your foot on the first rung of the real estate ladder, or want an asset that can provide for a comfortable retirement, the property market can be a great option. If you’re in the latter camp, self […]
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Applying for an SMSF loan involves going through several different stages, all of which are necessary to make sure the product is suited to your needs. Any responsible lender will take a number of different precautions before granting you the loan, both for your protection and theirs. These are the steps you can expect to […]
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