After sorting out your low doc home loan and moving into the next phase of your property career, there’s a good chance you could be thrown into an auction situation. This sales method is becoming increasingly popular across Australia and can be intimidating for any inexperienced buyers moving into their local real estate market. Here […]
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When approaching lenders about the the potential low doc home loans available to you, there will be a lot of things to discuss. With the wide range of different aspects to cover, it’s understandable to be slightly overwhelmed by the whole process. However, taking it one step at a time and learning the in’s and […]
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If you’re interested in taking out a low doc home loan, there are a number of things to prepare before approaching a lender. With the nature of these mortgages, the precautions are heightened to protect both parties involved in the transaction. While you won’t have to bring as many pieces of information along to successfully […]
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Approaching the market as a home buyer versus looking for investment properties can be a jarring experience. If you’ve only ever purchased real estate to live in, you may find yourself looking for the wrong things for an investment property – and vice versa. However, taking out home finance for your property goals is only […]
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Saving up a 20 per cent deposit for a home loan can be difficult. However, if you’re already a home owner, it’s possible to access the equity in your current home as a deposit on another property. But first you need to understand what equity is and how it’s possible for you to access it […]
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Regardless of whether you’re looking into low doc home loans or bad credit mortgages, getting in and speaking with an expert early is a great way to get ahead of the curve and ensure you have a fighting chance of securing your dream property. There are a number of benefits to getting a home loan […]
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Regardless of whether you’re interested in taking out low doc home loans or bad credit mortgages, it’s still necessary to save up an initial deposit for your down payment. This can be difficult, especially if this is the first time you’ve undertaking such a large expense in your life. Adjusting yourself to the saving mentality […]
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With the multitude of mortgage related terms floating around the industry, you’d be forgiven for feeling a little overwhelmed. There are so many concepts to grapple with that can affect the way your home loan experience plays out, but one of the most important to understand is the concept of loan to value ratio (LVR). […]
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Low interest rates have been a boon to home loan borrowers in recent months, and according to the Real Estate Institute of Australia (REIA), they may continue to be for the foreseeable future. The Australian Bureau of Statistics (ABS) reported on January 22 that the consumer price index (CPI) rose 0.8 per cent during the […]
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It appears that more consumers are taking advantage of the specialisation offered by non-bank lenders. According to the Australian Bureau of Statistics (ABS), the trend estimate for the total value of dwelling finance commitments increased 1.8 per cent during October on a month-over-month basis. The value of investment housing commitments increased 2.9 per cent, while […]
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