Refinancing a bad credit mortgage

There might come a time when you find your current home loan just isn’t working for you anymore. Maybe you have changed jobs or your credit ranking has dropped –  for whatever reason the mortgage that suited your needs a year ago does not anymore.  Refinancing your home might seem like a challenging process, but […]

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My lender rejected my application, what can I do?

When your credit history is less than stellar it can be difficult to find in roads with traditional lenders. There is often a misconception that people with black marks on their credit report aren’t able to buy a home, but this simply isn’t true. There are many options if you have had a rough time […]

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Do you have a healthy credit history?

The process for applying for a home loan can be a struggle if your credit history is less than perfect. Fortunately, bad credit home loans can be a great solution. To improve your chances of owning a home, take the time and energy to get your credit history back to top condition. Here are a […]

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Good credit resolutions

Financial resolutions are some of the most common goals set in the new year, but research from a University of Scranton study published in the Journal of Clinical Psychology shows that only 8 per cent of people actually achieve them. You might have resolved to improve your credit score after a disappointing few years and […]

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New years resolutions for bad credit

When you’ve got a bad credit history the world of lending can seem like it’s against you. The good news is you can still pursue the dream of owning a home in the New Year, but there are a number of things that you need to be aware of before applying for bad credit home […]

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3 Ways To Improve Your Credit Rating

Unfortunately a bad credit score isn’t something that can be fix instantaneously and when you’re applying for bad credit home loans , any red flag on your record will require a thorough explanation. But with a little perseverance and forward thinking you can improve your credit history and place you back on the path to […]

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Improve Your Chances Of Being Accepted For A Bad Credit Mortgage

Obtaining a bad credit mortgage isn’t an easy process, but the good news is there are some steps you can take to enhance your chances of being accepted. The aim is to make yourself seem more appealing to a lender, which means getting your finances and paperwork in order. Take a look at your credit […]

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Why Might Your Loan Be Rejected?

Sometimes, the best-laid plans can go to waste. If you have spent a long time preparing for a loan application, it can be disheartening to learn that it has been rejected by a credit provider. However, even in these cases, Redrock may be able to secure you lending, perhaps through one of our bad credit […]

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3 Payments To Watch Out For

When applying for financing to purchase a property, there are many things that can affect your ability to gain credit. If you fall behind in payments in certain areas you may find yourself unable to procure the loan you wanted. However, this isn’t the end of the world – businesses like Redrock offer a range […]

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Why do you need a credit report?

This way, you can have a good idea of where you stand with lenders, and can save time applying for products that you may not be able to get.  Here’s why a credit report will be an incredibly useful tool in your borrowing actions. So you can check past and present behaviour Bad credit from […]

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