How low doc loans can help if you have a bad credit rating

Low doc loans are a great way for you to secure your home finance if you have a bad credit rating. Having limited financial documentation will not hold you back with a low doc loan. If you run your own business or have had credit troubles in the past then fear not. Unlike a bank […]

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How a low doc loan could get you into the perfect Superbowl house

Superbowl 50 was one of the biggest sporting events ever seen. The money poured into the half-time show was immense, with some 30 second advertising blocks costing more than US$4 million. Australians are big sports fans too, and for many the Superbowl is another opportunity to delve into the sporting world and live amongst the […]

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How to avoid a bad credit score this Christmas

There’s no positive way to spin it. Having a bad credit score simply isn’t a great thing to have, and there are several ways it could put a strain on your lifestyle. This might include trouble renting an apartment (as landlords often do credit checks), higher insurance premiums and greater difficulty when getting approved for […]

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Why Credit Repair Agencies Aren’t Worth It

As much as they promise, credit repair agencies often cannot clear up your credit record more than you can. If you still have bad credit, we can help. You’ve got a few blemishes on your credit report that you would like buffed away so that you can get a mortgage and buy the home of […]

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3 bad credit myths busted

Having a bad credit history is not the be all and end all for getting a home loan, and you may not be penalised as much as you think. Here are three commonly held bad credit myths debunked. 1. I keep getting rejected for credit, I must not be able to get a home loan […]

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Credit files- what are they?

Your credit file, also known as a credit report, holds the information about your borrowing history and is created as soon as you start borrowing. It’s what lenders generally look at to see whether or not they want to loan money to you. Your file is made up of three components: consumer credit, commercial credit […]

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3 Tips for buying on a budget

Do you have limited finances but still want to get a grip on the Australian property ladder? You may have to set your sights on a smaller home to begin with, but at least it’s a start. Fortunately, if the bank does say no there are still options available to you from specialist lenders, such […]

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What can affect my credit report?

Your credit report is an integral part of any finance application. To determine if you’re fit to make the repayments on your home loan, lenders will take a thorough look at your credit history. You can then access this in the form of a credit report, which is like a blueprint of your financial history. […]

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Are you eligible for a bad credit mortgage?

Often, the procedure of managing your finances and keeping everything in order can become overwhelming. Rent, mortgage, power, and water bills all need to be paid, and sometimes they can be forgotten about or unable to be met. There can be a number of consequences for missed payments, one of those being a bad credit […]

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Bad credit: what are your options?

There are a number of reasons why traditional bank lenders won’t offer finance for your Australian dream. Have you just begun a new career? Is your credit rating not the best due to a few late repayments? Are you your own boss? These are just a few of the obstacles to getting a traditional home […]

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