How a bad credit mortgage can help you into your dream home

Australia ranks as the 13th most expensive place in the world to live on the Numbeo Cost Of Living Index. That’s why paying the bills can be such a challenge some times, and it’s probably why being late defaulting on credit is relatively commonplace. Unfortunately, late payments can leave blemishes on your credit report – […]

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Why Christmas is the ideal time to go for a bad credit home loan

Christmas is a financial nightmare. That’s a statement 8.4 million Australian’s agreed with, according to a survey by Roy Morgan. The same survey had a further 1.8 million Australians say they thought Christmas would push them into worrying levels of debt. Both statistics point to the fact that the holiday season is a time of […]

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How a bad credit mortgage could help you into your first home

Firsts are always special – your first friend, your first job, your first kiss. A first home is no different, but for some, it can seem impossibly out of reach because they have bad credit. While regular lenders might hastily turn them away, the specialist team at Redrock won’t – our bread and butter is […]

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How to refinance with a bad credit home loan

When lady luck decides she doesn’t like you, you miss a few payments on your debts, and your credit score takes a hit, you may start thinking your home refinancing plans will need to be put on hold. But with a bad credit home loan from Redrock, it doesn’t have to be that way! Time to improve […]

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What are the different types of bad credit home loan?

Whether you’re investing in property or buying your first home, bad credit home loans can be a lifeline for people that get turned away from traditional lenders. But did you know there are different kinds of bad credit home loan, based on the circumstances of the borrower? Here are a few examples. Paid and unpaid defaults home […]

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How to secure your first home with a bad credit mortgage

A bad credit mortgage can be a lifeline for those wishing to fulfil the Australian dream and purchase their first home. Depending on the reasons behind a bad credit rating, securing finance for your home doesn’t have to be impossible. Redrock offers bad credit mortgages for those that don’t fit the traditional lender’s criteria. What do […]

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How is Australia’s property market impacting bad credit home loans?

When bad luck comes knocking at your door, and you miss a few debt repayments, your credit score can take a hit. All of a sudden, securing a home loan becomes that much more difficult. A bad credit home loan could be the lifeline you’ve been looking for. It’s not just your own financial circumstances that impact […]

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Is property investment possible with a bad credit home loan?

When you’re unable to secure a home loan for an investment property through traditional means, it can seem like the opportunity’s out of reach. However, this doesn’t have to be the case. With a bad credit home loan from Redrock, you may be able to make that jump onto the first rung of the investment […]

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4 affordable suburbs in which to invest your bad credit home loan

With property prices in Australia’s capital cities and larger metropolitan areas continuously growing, more and more first home buyers are looking to buy outside of these areas. If you have a less than perfect credit score yet are hoping to take your first step onto the property ladder in 2017, here are few affordable and […]

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How and why you should obtain your credit report for your bad credit loan

Before you start the application process for your bad credit mortgage, it’s important to obtain a copy of your credit report. Knowing exactly why you might have been declined in previous applications is essential in moving forward with your bad credit home loan. How will your credit history affect your bad credit loan? Have you […]

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